Terms of Service

This is placeholder copy. Replace it with your finalized Terms of Service before going live. It should cover acceptable use, account responsibilities, subscription/consulting terms, IP ownership, disclaimers, limitation of liability, and governing law.

1. Acceptance of Terms

By creating an account or using HR Opti, you agree to these terms.

2. Use of the Service

HR Opti provides estimates and educational calculators. Outputs are illustrative, not financial or legal advice.

3. Accounts

You are responsible for maintaining the confidentiality of your credentials and for all activity on your account.

4. Contact

Questions? Contact us at hello@hropti.example.